Business Owner Solutions

PLANNING for GROWTH, PROTECTION and LEGACY

Business Owner Solutions

Running a successful business requires forward-looking planning that protects your people, your equity, and your long-term vision. We partner with business owners to align benefits, fiduciary oversight, and succession strategies in support of growth, continuity, and transitions in harmony.

Integrated Business Planning

We align benefits and succession strategy with your business and personal goals to support growth, continuity, and long-term value.

Collaborative Approach

We work closely with your attorneys, accountants, bankers and M&A professionals as part of your comprehensive team of trusted advisors.

Ready for a Growth Oriented Strategy?

Align your benefits, fiduciary responsibilities, and succession strategy with your long-term goals.
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Our Core Business Services

Business Owner Solutions

Balance Sheet Reviews

It involves making smart investment choices, utilizing tax deductions and credits, and structuring income.
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Tax Planning

It involves making smart investment choices, utilizing tax deductions and credits, and structuring income.
Group & Executive Benefits
Attract and retain top talent with group retirement plans and executive benefits. We partner with you to ensure you meet your fiduciary obligation as a plan sponsor. We specialize in both the design and service of group retirement and savings plans including:
  • SIMPLE & SEP IRA's
  • 401(k) Plans
  • 403(b) Plans
  • 457 Plans
  • Solo 401(k) Plans
  • Defined Benefit Pension Plans
  • Cash Balance Plans
  • Nonqualified Deferred Compensation (NQDC) Plans
  • Employee Stock Ownership Plans (ESOP)
Contingency & Succession Planning
Whether you’re planning for the unexpected or preparing for a future transition, we help ensure your business strategy aligns with your interests and long-term objectives. Our approach brings clarity to ownership decisions, continuity planning, and exit considerations so you can move forward with confidence.
  • Review and analyze buy/sell agreements and funding plans
  • Develop insights into the ownership and key management dynamics involved in a transition
  • Analyze and illustrate tax and cash flow impact of ownership transition scenarios
  • Collaborate with other trusted advisors such as attorneys, accountants, business brokers, bankers, etc.
faq

Thoughtful Guidance. Confident Business Decisions.

This section addresses common questions business owners have when navigating group and executive benefits, fiduciary responsibilities, and succession planning—helping you move from reactive decisions to a more strategic, coordinated approach.

Ready to plan with confidence?

We’re here to help you bring clarity to benefits planning, business continuity, and future transitions. Connect with an Ensemble advisor for guidance aligned to your goals as a business owner.
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How does Ensemble help business owners design retirement and benefit plans that attract and retain top talent?

Ensemble designs competitive, scalable retirement and benefit strategies that strengthen your overall compensation package, support employee retention, and align with the financial goals of the business.

What types of retirement and executive benefit solutions are available for closely held businesses?

Ensemble supports a broad range of solutions, including 401(k) plans, Solo 401(k)s, SIMPLE and SEP IRAs, defined benefit and cash balance plans, nonqualified deferred compensation plans, and ESOPs, tailored to the structure and growth stage of the business.

How does Ensemble support business owners in meeting fiduciary and plan sponsor responsibilities?

Ensemble partners with business owners to provide guidance on plan oversight, governance, investment monitoring, and compliance, helping them meet fiduciary obligations with clarity and confidence.

How can business owners prepare for unexpected events and ensure business continuity?
Ensemble helps business owners develop contingency strategies that address unforeseen events, protect business continuity, and provide clear financial and operational direction during times of uncertainty.
When should a business owner begin succession or exit planning, and what does that process involve?
Succession planning can begin at any stage of ownership. Ensemble helps owners evaluate goals, identify risks, and design transition strategies that align personal objectives with long-term business value.
How does Ensemble evaluate ownership transition strategies, including buy-sell agreements and funding plans?
Ensemble reviews buy-sell agreements, analyzes funding approaches, and models ownership transition scenarios to help business owners understand options and make informed decisions.
How does Ensemble collaborate with other advisors to align tax, cash flow, and long-term business goals during a transition?
Ensemble works closely with attorneys, accountants, bankers, and other trusted advisors to ensure tax considerations, cash flow planning, and long-term objectives are fully aligned throughout the transition process.