Financial Instruments

seychelles.jpg

Compose Your Future

our approach

You Need a Conductor Not a Product

A great symphony isn’t built on a single instrument, nor is a great financial life built on a single product. Yet without access to the full orchestra of possibilities, even the most skilled conductor is limited in what they can achieve.

At Ensemble Financial Strategies, we will always focus on advice first and putting your needs above our own before applying any products to your situation. We’re also intentional to ensure we have access to the best solutions available in the marketplace.

Some financial instruments exist to reduce volatility and add diversification. Others are designed to defer or mitigate capital gains and income taxes. Others may be best applied to legacy planning, business transitions, or retirement situations. Many often don’t apply, but we have taken steps to ensure we have the right instrument available when we need it.

Schedule A Consultation
Your Symphony

Every Instrument for Your Financial Symphony

Open Architecture

Every client deserves access to a complete ensemble of financial instruments. Our independent, open-architecture approach gives you unbiased access to the best strategies across the market—not just proprietary ones—so every “instrument” serves your vision. This allows us to conduct a truly personalized plan, composed around your unique goals.

Explore our full orchestra we have available to help you build, balance, and fine-tune your strategy

  • Annuities (Fixed, Fixed Indexed, Variable, Registered Index-Linked)
  • Options (calls & puts)
  • Structured Products (Barrier Notes, Buffered Notes, Principal Protected Notes)
  • Alternative Investments including:
    –  Tax-Advantaged, Passive Real Estate Opportunities
    –  Private Placements, Hedge Funds, Managed Futures, Interval Funds
    –  Real Estate Investment Trusts (REITs), Oil & Gas Programs, Limited Partnerships
    –  Non-Traded Preferred Stocks
  • College Savings 529 Plans
  •  
  • Fixed Income (corporate bonds, municipal bonds, Treasuries, brokered CDs)
  • Equities (common & preferred stock)
  • Mutual Funds, ETFs/ETNs/ETCs,
  • Managed Accounts (Advisor, Firm, SMA, UMA)
  • Closed-End Funds, Unit Investment Trusts (UITs)
  • Group Retirement Plans (401(k), 403(b), Cash Balance, etc.)
  • Health Savings Accounts (HSAs)
  • Life Insurance (Fixed, Indexed, Variable), Long-Term Care Insurance, Disability Insurance
  • Donor-Advised Funds (DAFs)

Whichever phase of life you’re in—whether building wealth, protecting it, or distributing it—we have the instruments and expertise to orchestrate it beautifully.

Ensemble Financial Strategies
Compose Your Future.

An alternative investments strategy is subject to a number of risks and is not suitable for all investors. Investing in alternative investments is only intended for experienced and sophisticated investors who are willing to bear the high economic risk associated with such an investment. Certain risks may include but are not limited to the following: loss of all or a substantial portion of the investment, short selling or other speculative practices, lack of liquidity, volatility of returns, absence of information regarding valuations and pricing, and complex tax structures and delays in tax reporting. Fixed insurance products offered through Ensemble Financial Strategies.

READY TO TAKE THE NEXT STEP?

Talk with an Ensemble Advisor Today

Choosing the right instruments is only the beginning. If you’re ready to build a portfolio, refine your strategy, or explore specific solutions, our advisors are here to help you compose your personalized financial symphony.